PAYN Lawrence Peacefully at his home, with his family at his side, on Sunday, November 14, 2021, Lawrence James Payn, Maple House, Tanygroes, Cardigan aged 76 years. A much loved husband, father, father-in-law, grandfather, and brother. He will be greatly missed by all who knew him. Funeral arrangements to follow. Further enquiries to Colin Phillips and Daughters Funeral Directors, Cardigan Tel: 01239 621192.