Couple accused of frauds
5:01pm Friday 16th May 2014 in News
A business couple who used to live in Llangoedmor appeared in court this afternoon accused of a string of frauds across west Wales.
John James Carney, aged 56, and Tracey Angela Heyman, 49, were before Judge Huw Davies at Swansea crown court for a plea and case management hearing.
They denied six charges of fraud involving allegations that the couple obtained mortgages by pretending that Heyman was paid an annual salary by Discipline by Design ranging from £37,000 to £75,000.
The properties were 33 Bryn Steffan, Lampeter (£104,000 mortgage), 35 Bryn Steffan (£109,000), 59 Addison Drive, Lincoln (£77,775), Madryn, Llanybydder (£205,000) Arosta, Llanybydder (£124,000) and 39 Bryn Steffan (£159,110).
They also denied obtaining a £698,000 mortgage by fraud to obtain Plas Llangoedmor Mansion, Cardigan, and a £560,000 mortgage to obtain The Thatched Farmhouse, Llanybydder, by falsely representing that they each received an annual salary of £250,000.
They also denied obtaining a £357,000 flexible business loan from Natwest by falsely predicting business income of between £433,000 and £533,000 a year.
The couple also denied making false representations in order to obtain the approval of creditors for a voluntary agreement by failing to disclose that they owned 35 Bryn Steffan and Audi cars.
Carney and Heyman also denied fraud by obtaining car insurance for Carney by falsely claiming that he had a valid UK driver’s licence and that he did not have any motoring convictions.
Carney alone denied attempting to pervert the course of justice by carrying out a series of acts that included giving instructions for documents to be removed and arranging for monies to be paid into the account of another person.
All the offending was said to have taken place between August 17, 2004, and November 30, 2012.
The court heard that Carney had developed bowel cancer and that the future timetable of the case was difficult to predict. He is due to have an operation later this month and if chemotherapy proved to be necessary a trial could be pushed back into 2015.
Judge Huw Davies said another hearing would be held on June 13 when the situation might be clearer.
Carney and Heyman, both of 2 Kelsey Head, Port Solent, Portsmouth, Hampshire, were granted bail meanwhile.