Santander are not going to change their mind about closing their agency office in Cardigan, town councillors were told this week.

A letter sent to Cardigan Town Council from Santander's head of UK banking said that it would be too costly to upgrade all the bank's agencies to the same standard as their branches.

Noting that the nearest branch to Cardigan is in Carmarthen, the letter said: "We will do everything we can to assist the people affected by this decision."