A special flood appeal is being co-ordinated by the town council to help residents affected by last week's floods in Cardigan.
Money has already been raised with a facebook site, by the local Freemasons and at Cardigan Tesco.
"People are asking for a central fund so that it's all under one roof," said mayor Cllr Gwynfi Jenkins.
Donations to the appeal can be handed in to town clerk Wynford Jones at the council offices in Pendre, Cardigan.
A special panel will be set up, along the lines of last year's floods in Talybont in the north of the county, to distribute the cash.
There have also been offers of furniture - some of which has been handed in to The Projects in Lower Mwldan. Ceredigion County Council will also collect items if donors call a special hotline on 01545 572572.
The county council is now working on a flood plan for the St Mary Street, Gloster Row and Strand area.
Cllr Catrin Miles, who is the local member for the flood-stricken part of town, said: "The plan will follow that set up in Talybont last year."
She added that though damage had been worse in Aberystwyth, more homes had been affected in Cardigan.
"Ordinary people were affected and had to leave their homes. It was mainly hotels on the sea front in Aberystwyth."
Cllr John Adams-Lewis, who had toured the county's flood-hit spots in his role as county council chairman, praised the council workforce and the emergency services.
"All the services have been outstanding, we can't have any complaints about the services we have received."
Cllr Mark Cole added: "The response of the town had been brilliant."